Privacy Policy

Privacy Policy

Introduction

Welcome to https://debt-consolidation-loan-broker.vibereports.co.uk (hereinafter referred to as “the Company,” “we,” or “us”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, storage, and processing of personal information in compliance with various global privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please be aware that this policy does not extend to third-party websites, apps, or services linked from our platform. These entities have their own privacy policies, and we encourage you to review them before using any such external resources.

Processing Activities

This Privacy Policy is designed to guide you on the following interactions:

  • Using our applications and services as an authorized user
  • Visiting websites associated with this Privacy Statement
  • Engaging with communication channels initiated by us, including emails, calls, or text messages (SMS)

Personal Data Collection

We collect various categories of personal data, which include but are not limited to:

Account Information:

  • User names and passwords
  • Registration details
  • Profile settings

Payment Information:

  • Credit/debit card numbers
  • Expiry dates
  • Billing addresses
  • Transaction history

Financial Information:

  • Income details
  • Employment status
  • Bank account information (for direct deposits or transfers)

Purchase Information:

  • Order history
  • Product preferences
  • Shopping behavior data

Mobile Device Identifiers:

  • IP addresses
  • Unique device identifiers (e.g., IDFA, AAID)
  • Location services data

Location Data:

  • GPS coordinates
  • Geotagged photos or check-ins

Feedback and Reviews:

  • Ratings, comments, and testimonials
  • Survey responses

Social Media Information:

  • User handles, posts, and interactions shared on our social media platforms

Product Information:

  • Preferences, reviews, and feedback regarding our loan consolidation products

We gather this data through multiple sources: user input forms, account settings, browsing activities, analytics tools, third-party integrations, and automated technologies. Additionally, we may receive personal data from third parties who assist us in providing services, subject to their respective privacy agreements.

Cookies

We employ cookies to enhance your experience on our website and for analytical purposes. Cookies are small text files stored on your browser that serve various functions:

  • Strictly Necessary Cookies: Ensure basic functionalities of the website, such as allowing secure log-ins.
  • Preference Cookies: Remember user preferences, like language settings or chat app choices.
  • Analytics Cookies: Track website usage and gather analytics data to improve our services.

Users have control over non-essential cookies through our Cookie Manager, where you can customize your preferences.

Retention and Deletion

The duration for which we retain personal data depends on the purpose of its collection and the legal requirements applicable to us. We keep data as long as necessary to fulfill these purposes and adhere to relevant data protection laws. Once the retention period expires or when the data is no longer needed, we securely delete or anonymize the information.

Security Measures

We have implemented robust security measures to safeguard your personal data:

  • Encryption: We use encryption for data at rest and in transit to protect sensitive information.
  • Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards to process data on our behalf.

Children’s Privacy

We do not intentionally collect or solicit personal data from children under 18 years of age. If you believe we have collected such information, please contact us at the details provided below, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your location, you may be entitled to certain rights regarding your personal data:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask for corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Demand the deletion of your data in certain circumstances.
  • Restriction: Limit our processing of your data under specific conditions.
  • Portability: Receive your data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Be free from discriminatory practices based on personal data exercises.
  • Appeals/Complaints: File appeals or complaints with our privacy team or relevant regulatory authorities.

To exercise these rights, please contact our Data Protection Officer at the email address provided below. We will respond to your request as soon as possible and in line with applicable laws.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be posted on this page, and we encourage you to review it periodically for changes. Your continued use of our services after such changes constitute your acceptance of the updated policy.

Contact Information

For any privacy-related inquiries, requests to unsubscribe from communications, or data-related questions, please contact us:

We are committed to addressing your concerns and ensuring a transparent and secure environment for your personal data.